Real Estate Lawyer St. Marys

Remote legal services are for busy professionals and families alike. You stay home and Axess Law brings a virtual St. Marys real estate lawyer to you. Connect online, content in the knowledge your real estate transaction is going ahead and your fees will be affordable. Whether you are buying, selling, or just refinancing a home or land, your Axess Law virtual real estate lawyer in St. Marys closes the deal when you need it.

Buying a Real Estate Property in St. Marys

Our Vision

Buying a home and not sure what to do next? Your remote real estate lawyer in St. Marys takes your file and processes legal documents to ensure you meet strict, legally binding deadlines. We examine your agreement of purchase and sale. If needed, your remote St. Marys real estate lawyer explains legal terms and contractual conditions. We get your lender’s directions, and finalize your mortgage. You get the keys and get ready to move.

Selling a Real Estate Property in St. Marys

Real estate prices in flux? Don’t fuss and worry about how you will conclude sales deals if you are pressured to get everything done on time. Your Axess Law real estate lawyer in St. Marys works around your busy schedule. Our virtual real estate lawyer in St. Marys can make suggestions on agreements of purchase and sale. We finalize lenders’ instructions, and advise you what to do if you get a better offer after you sign.

Refinancing a Real Estate Property St. Marys

Why rush to renew a mortgage when there could be better offers out there, or pay more for legal services than you absolutely need to? When you’re ready to refinance a mortgage, your Axess Law real estate lawyer in St. Marys turns your lenders’ instructions into a document you can sign online or by courier.

Our virtual real estate lawyer in St. Marys can explain prepayment penalties, and confirm your new mortgage terms.

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About St. Marys

St. Marys, aka Stonetown, is aptly named. Straddling the Thames River and Trout Creek, the community got its nickname from the abundant limestone that graces the expansive, early 19th century Opera House and decorative, spired Town Hall. Canada’s largest outdoor swimming pool is located in a former limestone quarry. But St. Marys is known for much more than its motto, The Town Worth Living In. Irish ex-pat Timothy Eaton started his dry goods empire here, before founding Eaton’s in Toronto. The town struck another homer producing the Cooper baseball bat. Today, fans visit St. Marys to worship the huge artifact collection at the Canadian Baseball Hall of Fame.

Sign Legal Documents by Video

Axess Law’s virtual real estate lawyer in St. Marys can video conference with you anywhere 7 days a week, at your convenience. Our online video calls and remote signing services take the work out of solving legal problems. Timely legal advice and low flat rate legal services — make your appointment by dialing 1-647-479-4118, toll free to 1-877-552-9377, or use our online booking form to find a remote real estate lawyer in St. Marys. Debit, cash, VISA or Mastercard accepted. Axess Law makes hiring a virtual real estate lawyer in St. Marys easy.

Some FAQs

Should you go in at full price with an offer to buy?

Going in at full price could limit your options if the home you want to buy is appraised at less than you offered. Holding back a reserve fund allows you to redirect the money you didn’t put towards the down payment to making up the difference between your offer and the home’s appraised value. Besides, the seller will counter-offer if they don’t like your price.

Will the seller really pay for problems the home inspection reveals?

Realistically, while you can ask for a price reduction or repairs, whether the seller agrees depends on how easy it is to find another buyer. In hot markets, sellers may prefer to break the contract than pilfer away profits on fixing a home they no longer want. Hopefully, you’ve made your offer contingent on a satisfactory home inspection, and mutual consent to cancel. Axess Law St. Marys reviews the wording of agreements of purchase and sale for clauses on who keeps the deposit if a deal falls through.

Are micro suites easy to finance?

Not easy, but possible. Banks and private lenders recognize housing is expensive, and are increasingly financing micro suites (condos sized from 27.8 m² up to around 46.4 m²). Micro suites take longer to sell, and that entails more risk for lenders who may need to foreclose if you default. A higher down payment can help encourage your lender to consider a “small home” loan.

Is it true home deposits are insured?

That’s right, at no cost to you. RECO, the Real Estate Council of Ontario, requires realtors and sales people who handle home deposits to carry consumer deposit insurance. Your deposit is protected up to a maximum of $100,000 per claim.

Is there a cooling-off period when you buy a home?

Other than for new condos purchased from builders or developers, generally not. New condo buyers can withdraw their offer within 10 calendar days of receiving the agreement of purchase and disclosure statement. Ask Axess Law to review your contract to see if it has a cooling-off clause.