Real Estate Lawyer Guelph

No more leaving work early or finding babysitters for the kids to close time-sensitive real estate transactions. Bring your important legal documents to your remote appointment with an Axess Law virtual real estate lawyer in Guelph. Join us by compatible smartphone, desktop computer, laptop, or a tablet. It’s so easy you’ll wish you always had a virtual video lawyer.

Buying a Real Estate Property in Guelph

Our Vision

Questions about real estate law in Ontario? Your Axess Law virtual real estate lawyer in Guelph takes the mystery out of buying a home or land so you can enjoy your new purchase sooner. Our Guelph real estate lawyer service closes your deal quickly and for a lot less than you might otherwise pay. We prepare all the legal paperwork involved in buying real estate in Ontario. Your Guelph real estate lawyer even gives you the keys to your new home.

Selling a Real Estate Property in Guelph

Realtors can show your real estate and accept offers to purchase, but they cannot provide the professional legal advice your Axess Law real estate lawyer in Guelph can. Your virtual Guelph real estate lawyer can answer any questions you have about a pending real estate agreement of purchase and sale. They negotiate extensions with real estate buyers’ lawyers if mortgage financing takes longer than expected and advise you on who gets the deposit if a buyer withdraws.

Refinancing a Real Estate Property in Guelph

Refinance with ease when you use Axess Law’s virtual real estate lawyer in Guelph. Tap cash from your home’s equity to reduce debts, take a vacation, or build a backyard granny flat for extra income.

We receive your new mortgage documents from your lender, and explain the terms and conditions so you understand the legal commitment you are making in tying up real estate with a mortgage. Your new mortgage is final in no time at all.

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About Guelph

Guelph is one of Canada’s safest cities. Part of Ontario’s “technology triangle” of high-tech workers, the community sits above the Speed and Eramosa rivers, an hour west of Toronto. Glimpses of its small town roots can be seen in the surrounding farms, Honeybee Research Centre, and agricultural-veterinary colleges at the University of Guelph. Affordable and liveable, the slower pace makes Guelph a good place to raise a family. The Guelph Jazz Festival is still going strong after over 20 years and Hillside Summer Festival is a treat for Ontarians of all ages.

Sign Real Estate Documents by Video

Your Axess Law real estate lawyer in Guelph can video conference with you anytime that’s convenient for you. Call to talk to a real estate lawyer in Guelph 7 days a week, day or evening, at your convenience. Our online video calls and remote signing services take the work out of closing real estate transactions. Timely legal advice and low flat rate legal services — make your appointment by dialing 647-479-4118 in Toronto (toll free to 1-877-552-9377) or use our online booking form to find a Guelph real estate lawyer. Debit, cash, VISA, or Mastercard accepted. Axess Law makes hiring a virtual real estate lawyer in Guelph.

Some FAQs

I've been asked to guarantee a mortgage. Does that make me a co-signer?

No, unlike co-signers, guarantors don’t appear on title to real estate, or sign the mortgage application. While you agree to make the mortgage payments if the owner defaults, you don’t actually own the real estate itself.

What's a subprime mortgage?

Subprime mortgages are offered by “B” lenders like trust companies when you have a poor or bad credit history. Because the lender is taking more risk, you pay more interest than at a bank or credit union and application fees are possible. B lenders may accept your business if your credit score is 550 or more. For comparison, high ratio mortgage lender CMHC requires a minimum of 680 to buy Ontario real estate.

Do I have to accept the highest bidder in a multiple bid situation?

Most real estate sellers pick the highest bidder, but you can choose any bid you want. The federal government has proposed banning blind bidding, but that’s not the current case. Most real estate bidders won’t know what competing offers you received. Bidders can ask RECO, the Real Estate Council of Ontario, how many real estate offers were made. Most won’t, unless they feel their realtor misrepresented that information.

Is there a way around the foreign buyer's tax in Guelph?

None that would avoid suspicion about a foreign buyer’s or corporation’s motives. It’s easier to simply pay the Non-Resident Speculation Tax (NRST), which adds 15% to the price of buying real estate in Ontario. The list of exemptions is long, and if your status changes, you could qualify for a rebate for up to four years.

Is there a cooling-off period when you buy a home?

Other than for new condos purchased from builders or developers, generally not. New condo buyers can withdraw their offer within 10 calendar days of receiving the agreement of purchase and disclosure statement. Ask Axess Law to review your contract to see if it has a cooling-off clause.

Why do I need a real estate lawyer?

Having your agreement of purchase and sale reviewed by Axess Law’s virtual real estate lawyers or in person ensures you make an informed decision. We explain all the details before you make legal commitments and point out terms and conditions you may want to alter.

Our real estate lawyers go over condo status certificates for details your realtor skipped over, like whether the reserve fund for major repairs is adequate or if the condo corporation has legal problems.

Building a new home? We have real estate lawyers nearby who can check pre-construction purchase contracts or assignments for sale for legal issues you may encounter.

Can I make an appointment on a Sunday?

We make appointments that fit your schedule and your lifestyle. You can drop into an open law office on Sundays or meet online or in person, whenever or wherever works best for you.

Can I pay by credit card?

Of course! We take VISA, Mastercard, or AMEX and email receipts for your financial records. Pay by phone or online.