St. Marys Ontario Lawyers

Get remote legal services at affordable rates, 7 days a week. Axess Law St. Marys virtual real estate lawyers keep real estate transactions moving so you meet deadlines you committed to in offers to purchase. Axess Law St. Marys is a virtual lawyer service.

Real Estate Lawyer in St. Marys

Remote legal services are for busy professionals and families alike. You stay home and Axess Law St. Marys brings virtual real estate lawyers to you. Connect online, content in the knowledge your real estate transaction is going ahead and your fees will be affordable. Whether you are buying, selling, or just refinancing a home or land, Axess Law St. Marys closes the deal when you need it.

Buying a Real Estate Property in St. Marys

Buying a home and not sure what to do next? Axess Law St. Marys takes your file and processes legal documents to ensure you meet strict, legally binding deadlines. Our virtual real estate lawyers examine your agreement of purchase and sale to explain legal terms and contractual conditions. We get your lender’s directions, and finalize your mortgage. You get the keys and get ready to move.

Selling a Real Estate Property in St. Marys

Real estate prices in flux? Don’t fuss and worry about how you will conclude sales deals if you are pressured to get everything done on time. Axess Law St. Marys works around your busy schedule. Our virtual real estate lawyers make suggestions on agreements of purchase and sale. We finalize lenders’ instructions, and advise you what to do if you get a better offer after you sign.

Refinancing a Real Estate Property St. Marys

Why rush to renew a mortgage when there could be better offers out there, or pay more for legal services than you absolutely need to? When you’re ready to refinance a mortgage, Axess Law St. Marys turns your lenders’ instructions into a document you can sign online or by courier.
Our virtual real estate lawyers explain prepayment penalties, and confirm your new mortgage terms.

About St. Marys

St. Marys, aka Stonetown, is aptly named. Straddling the Thames River and Trout Creek, the community got its nickname from the abundant limestone that graces the expansive, early 19th century Opera House and decorative, spired Town Hall. Canada’s largest outdoor swimming pool is located in a former limestone quarry. But St. Marys is known for much more than its motto, The Town Worth Living In. Irish ex-pat Timothy Eaton started his dry goods empire here, before founding Eaton’s in Toronto. The town struck another homer producing the Cooper baseball bat. Today, fans visit St. Marys to worship the huge artifact collection at the Canadian Baseball Hall of Fame.

What Our Customers Say About Us

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E-sign Legal Documents by Video

Axess Law video conference with you anywhere in Ontario. Call to talk to real estate lawyers 7 days a week, day or evening, at your convenience. Our online video calls and remote e-signing services take the work out of solving legal problems. Timely legal advice and low flat rate legal services — make your appointment by dialing 1-647-479-4118, toll free to 1-877-552-9377, or use our easy online booking form. Debit, cash, VISA or Mastercard accepted.

Some FAQs

Going in at full price could limit your options if the home you want to buy is appraised at less than you offered. Holding back a reserve fund allows you to redirect the money you didn’t put towards the down payment to making up the difference between your offer and the home’s appraised value. Besides, the seller will counter-offer if they don’t like your price.
Realistically, while you can ask for a price reduction or repairs, whether the seller agrees depends on how easy it is to find another buyer. In hot markets, sellers may prefer to break the contract than pilfer away profits on fixing a home they no longer want. Hopefully, you’ve made your offer contingent on a satisfactory home inspection, and mutual consent to cancel. Axess Law St. Marys reviews the wording of agreements of purchase and sale for clauses on who keeps the deposit if a deal falls through.
Not easy, but possible. Banks and private lenders recognize housing is expensive, and are increasingly financing micro suites (condos sized from 27.8 m² up to around 46.4 m²). Micro suites take longer to sell, and that entails more risk for lenders who may need to foreclose if you default. A higher down payment can help encourage your lender to consider a “small home” loan.
That’s right, at no cost to you. RECO, the Real Estate Council of Ontario, requires realtors and sales people who handle home deposits to carry consumer deposit insurance. Your deposit is protected up to a maximum of $100,000 per claim.
Other than for new condos purchased from builders or developers, generally not. New condo buyers can withdraw their offer within 10 calendar days of receiving the agreement of purchase and disclosure statement. Ask Axess Law to review your contract to see if it has a cooling-off clause.

You might negotiate a flat rate fee with your lawyer — Axess Law’s fees are all flat rates — but otherwise, no.

Closing costs are fixed fees that add as much as about 5% to the cost of a home. They include land transfer taxes, plus Toronto’s municipal land transfer tax, title and fire insurance, and registering title to your property. Legal fees and your share of property taxes and utilities are included.

For high-ratio mortgages with less than 20% down, mortgage default insurance is added to your costs. HST of 13%, minus any rebates you qualify for, is due for new or substantially renovated homes.

As the closing day draws near, your Axess Law lawyer will contact you to finalize the amount you need to bring to our office to conclude your home purchase.

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