Zurich Ontario Lawyers

Buy and sell real estate with ease with Axess Law Zurich. Make conducting real estate transactions or refinancing mortgages quick and convenient when you use our remote video conferencing software. Axess Law Zurich is a virtual lawyer service.

Real Estate Lawyer in Zurich

Having difficulty working legal appointments into your busy lifestyle? Family responsibilities or work appointments keeping you close to home or office? Axess Law Zurich has the solution. Our virtual real estate lawyers are online anywhere you are. Make appointments 7 days a week, day or evening. You can use almost any mobile device or home computer to connect with us remotely, whenever your schedule permits.

Buying a Real Estate Property in Zurich

You’ve got a lot tied up in buying a home. Close offers to purchase for less with an Axess Law Zurich virtual real estate lawyer. Axess Law Zurich has licensed Ontario lawyers ready to video conference with you to close home purchases. We search property titles, and arrange for you to sign mortgage financing documents your lender requires. Ensure your offer closes on time with Axess Law Zurich.

Selling a Real Estate Property in Zurich

Axess Law Zurich revises your draft or signed agreement of purchase and sale to prevent buyers from cancelling their commitment without your mutual consent. Our virtual real estate lawyers liaise with buyers’ lawyers if they have questions about a professional home inspection, or request amendments to an offer to get mortgage approval. We search title to your property for liens, and prepare mortgage discharges to conclude your property sale.

Refinancing a Real Estate Property Zurich

Refinance mortgages through new lenders to take advantage of lower interest rates or better loan terms. Axess Law Zurich liaises with your mortgage lender to process legal documents you need to sign to change lenders, or take out a home equity line of credit (HELOC). Call  

Axess Law Zurich when you need a HELOC registered against title to a home or property you own.

About Zurich

Zurich’s Swiss-German roots are on display in its charming heritage buildings. The little village near Lake Huron, settled by German and Pennsylvanian Dutch immigrants, celebrates its beginnings at the annual Zurich Bean Fest. Music concerts, carnival rides, and a classical/vintage car show culminate with the Wrench Benders Cruise Night through Huron County. A popular walking tour takes visitors past the village’s historic buildings and churches to ornate wrought iron grave crosses inscribed in German at the St. Boniface Catholic Church cemetery. Make time to view the 1870s Hess Building clock designed by watchmaker George Hess.

What Our Customers Say About Us

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Sign Legal Documents by Video

Axess Law video conferences with you anywhere in Ontario. Call to talk to real estate lawyers 7 days a week, day or evening, at your convenience. Our virtual lawyer services make it easier to get legal services. Timely legal advice and low flat rate legal services — make your appointment by dialing 647-479-4118, toll free to 1-877-552-9377, or use our easy online booking form. Debit, cash, VISA or Mastercard accepted.

Some FAQs

Not always. Many sellers offer to pay the full real estate commission in Ontario to make their property more attractive to buyers. No commission is owed when you buy a ‘for sale by owner’ property. Otherwise, your buyer representation agreement specifies the commission owed when you buy a property. You can negotiate this amount with your real estate agent or their brokerage, but it’s typically 2.5% of the sales price.

When your agent writes an agreement of purchase and sale for a property you want to buy, they will confirm if the seller will pay the full commission, or cover any part of your share. Before you sign the offer to purchase, or the buyer representation agreement, read the fine print to confirm what commissions you are expected to pay. 

Here’s why. Commissions are separate from a property’s purchase price. If your budget is tight, a hefty commission can make the difference between the home you want and the one you can afford. Axess Law Zurich can review your agreement of purchase and sale for terms that increase your home buyer expenses.

Terms are whatever you and a buyer or seller agree to when you sign an agreement of purchase and sale, and they are legally binding. For instance, you might request the seller to include the washer and dryer. Or you could ask the seller to prove a shared fence is not over the neighbour’s property line. 

Terms can also be about actions and expectations, such as repairing a shaky stair railing before closing day, or reducing the price so you can make repairs. Axess Law Zurich can negotiate with the seller’s lawyer to include repairs in the agreement of purchase and sale after a home inspection is completed.

Conditions are actions the buyer and seller rely on to finalize the sale. Including a requirement for a professional home inspection or satisfactory mortgage financing makes an agreement of purchase and sale conditional. As buyer, you must waive or perform the conditions by the dates specified in the contract, or ask the seller’s consent to amend the agreement.

Ask Axess Law Zurich if you are uncertain about terms and conditions that affect your buyer or seller rights.

You can, but you likely won’t need to. Landscaping, like trees, shrubs, or perennials, is treated as a fixture in an agreement of purchase and sale. You wouldn’t expect the seller to remove lights permanently wired into the ceiling of your new home. Similarly, inground plants are considered part of the property when you make an offer to purchase.

Removing wired ceiling fixtures alters your new home in the same way removing inground plants alters or may even damage the landscaping. It changes the property’s curb appeal, potentially making it less desirable for you.

A seller can specifically exclude landscaping they want to remove before you take possession. That must be stated in the agreement of purchase and sale. As a buyer, you can include landscaping in the contract by outlining your expectations for the home’s exterior appearance. Your contract is legally binding, and items included, excluded, or generally accepted to be part of the property must be intact on the day you move in. 

Taking photographs of the yard when you make your offer can be helpful. You can also arrange with your real estate agent to make a pre-closing visit to inspect the home and yard just before your real estate transaction concludes. If landscaping you expected to be included is missing or damaged, talk to your real estate agent about your options.

Cleaning or sanitizing a home you sell may seem like common courtesy. Unless you write it into the agreement of purchase and sale, it’s just that, a courtesy. Sellers are expected to leave their home in “broom swept” condition. Taking out garbage, emptying cupboards and closets, and sweeping or vacuuming floors are the extent of what sellers generally will do. 

Of course you expect personal possessions to be removed. It would be nice if the refrigerator was empty, let alone clean. However, sanitizing high touch surfaces to remove bacteria or germs is not required by public health orders, or the agreement of purchase and sale.

That doesn’t mean you can’t include it in the contract. If having rugs shampooed and the home professionally cleaned are priorities for you, write them into your offer. The seller may just take the cost off their price, or arrange cleaning services before you move in.

Wildlife or pests the seller knew about when you signed the agreement of purchase and sale should be dealt with before you move in. The seller property information statement (SPIS) is meant to identify issues that could affect your home’s condition. 

Since a SPIS is not mandatory in Ontario, you may not find out about a pest until after you take vacant possession, and they have damaged drywall or electrical wiring. Real estate lawyers recommend against making a firm offer without a home inspection condition because it places you at just such a risk. 

To ward off expensive fixes after you take possession, ask a professional home inspector to check for signs your potential new property has been invaded by vermin, wood beetles, or raccoons. While you can always go back to the seller’s real estate agent after possession to remedy deficiencies that were overlooked, that can be time consuming and frustrating.

Other than for new condos purchased from builders or developers, generally not. New condo buyers can withdraw their offer within 10 calendar days of receiving the agreement of purchase and disclosure statement. Ask Axess Law to review your contract to see if it has a cooling-off clause.

You might negotiate a flat rate fee with your lawyer — Axess Law’s fees are all flat rates — but otherwise, no.

Closing costs are fixed fees that add as much as about 5% to the cost of a home. They include land transfer taxes, plus Toronto’s municipal land transfer tax, title and fire insurance, and registering title to your property. Legal fees and your share of property taxes and utilities are included.

For high-ratio mortgages with less than 20% down, mortgage default insurance is added to your costs. HST of 13%, minus any rebates you qualify for, is due for new or substantially renovated homes.

As the closing day draws near, your Axess Law lawyer will contact you to finalize the amount you need to bring to our office to conclude your home purchase.

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