Real Estate Lawyers in Vaughan, Ontario
Buying a Real Estate Property in Vaughan
Selling a Real Estate Property in Vaughan
Refinancing a Real Estate Property in Vaughan
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You mean a notice of sale letter requesting you immediately pay the mortgage or your home will be sold? Although you still hold title to the property at this stage, it’s shared with your lender. Your lender may be unprepared to wait for you to sell, especially if you’ve missed several mortgage payments.
On the other hand, if you borrow money from a private lender to bring your mortgage up to date, they may relent. That allows you to go on living in the home while you decide what to do now. If you really can’t maintain the mortgage, this is the time to list your home and hope for a quick sale. The lender might agree to you renting part of the home to get through a temporary job loss, or other short-term financial problems.
If you do take out a second mortgage, or charge delinquent payments to a new credit card, be prepared to show your lender how you will juggle the extra hit to your budget until you sell.
Before you broach the question, check your corporation’s governing documents (declaration).
We think it’s doubtful your condominium corporation would be keen on a steady stream of customers visiting you, let alone using your parking space. Live/work condos and commercial strata lots in residential buildings are exceptions. Customer parking is an accepted part of those arrangements, and governing documents typically set out what spaces can be used.
But back to residential strata lots. Even if you have separate, legal title to a parking space, rather than an exclusive use or assigned spot, the building likely has visitor parking. Since that’s where casual visitors are expected to park, it begs the question: is a customer a visitor, or necessary to your business operations? We suspect the answer is necessary. In that case, the condo board could rule your parking space off limits because you bought a residential, not commercial, strata lot.
Having your agreement of purchase and sale reviewed by Axess Law’s virtual real estate lawyers or in person ensures you make an informed decision. We explain all the details before you make legal commitments and point out terms and conditions you may want to alter.
Our real estate lawyers go over condo status certificates for details your realtor skipped over, like whether the reserve fund for major repairs is adequate or if the condo corporation has legal problems.
Building a new home? We have real estate lawyers nearby who can check pre-construction purchase contracts or assignments for sale for legal issues you may encounter.