Axess Law has virtual real estate lawyers Oakville homeowners of any budget can afford. Call or go online to get our low, flat fee real estate lawyer services. Axess Law is a virtual Oakville real estate lawyer service.
The high cost of traditional legal services can be surprising. Axess Law understands you just want to close your real estate transaction with a minimum of fuss and expense. An Axess Law virtual real estate lawyer in Oakville charges you for only the legal services you require. We explain all your costs before we bill you. No hidden extras or added fees, just great legal services for all your real estate purchases.
When you find the home of your dreams, Axess Law closes your Oakville real estate transaction on time and on budget. Our licensed real estate lawyer in Oakville can connect with realtors and mortgage lenders to arrange for you to sign all the legal documents required to complete your transaction. We transfer the title and discharge old mortgages. All you have to do is can hire a mover and take possession. And if your real estate contract is more complex, your Axess Law real estate lawyer in Oakville can refer you to trusted legal partners.
Experienced property pro or first-time seller, your Axess Law virtual Oakville real estate lawyer goes over all the steps with you so you understand exactly what your sales contract involves. If you’re uncertain what you are committing to if you sign, your licensed real estate lawyer in Oakville explains how the agreement of purchase and sale affects your property sale. Before you accept a standard offer to purchase agreement, ask an Axess Law experienced Oakville real estate lawyer to review it.
Weighing whether to refinance or renew? Email us your mortgage refinancing offer. Your Axess Law Oakville real estate lawyer goes over every detail to explain terms and conditions that may have escaped your notice. Refinancing can be a solution when you want to consolidate debts or make major renovations you just can’t finance any other way.
Axess Law’s virtual Oakville real estate lawyer ensures you understand the costs before you sign.
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Your Axess Law Oakville real estate lawyer can video conference with you anytime that’s convenient for you. Call to talk to an Oakville real estate lawyer 7 days a week, day or evening. Our online video calls and remote signing services take the work out of closing real estate transactions. Timely legal advice and low flat rate legal services — make your appointment by dialing 647-479-4118 in Toronto (toll free to 1-877-552-9377) or use our online booking form to find a remote Oakville real estate lawyer. Debit, cash, VISA, or Mastercard accepted. Axess Law makes hiring a real estate lawyer easy.
According to ratehub.ca, which did the math, $175,230 a year, plus $200,000 down. That’s not all. Covering land transfer tax (add municipal land transfer tax in Toronto) and other closing costs for Ontario real estate will cost you a cool $15,000 to $40,000. Mortgage payments, property taxes, and heating will add about $4,641 to your monthly budget. Couple that with any other credit lines or car loans you owe, and you’ll need close to $6,000 a month, without incidentals like food, clothing, and entertainment. Of course, as ratehub.ca points out, that’s at today’s interest rates and without adding children to the mix.
Taking a risk by changing jobs can be positive for your career, but lousy for your mortgage prospects. Lenders typically require a couple of pay stubs and reassurance you’ve passed your probationary period before considering a mortgage application when you buy real estate. Not telling a lender you’ve changed jobs after applying could be mortgage fraud if you, unintentionally or not, misrepresent your income and job stability. And a drop in income could correspond to a drop in the approved mortgage amount for your real estate purchase.
Real estate appraisers use comps, or the sales comparison approach, unless you have rentals. In that case, they use income to calculate a home’s value. What it would cost to replace your home can also work. The comps approach is based on what nearby real estate sold for in the past six to 12 months, and what condition your home’s in. Appraisers may photograph interiors, exteriors, issues like foundation cracks or wobbling stairs, and neighbouring properties to see if they’re well maintained.
Applying for a parking permit is a fair amount of work, so it makes sense listing a parking spot that isn’t approved won’t be welcome. Real estate agents usually list “0” parking spaces when a homeowner doesn’t have a licence for residential off-street parking, aka a legal front parking pad. Not having a permit can result in a fine, not exactly what a real estate buyer wants to hear.
