Kenora Ontario Lawyers

Axess Law Kenora has virtual real estate lawyers near you 7 days a week. Our licensed legal team does it all, at affordable flat fee rates that make using a real estate lawyer easy on your budget. Axess Law Kenora is a virtual lawyer service.

Real Estate Lawyer in Kenora

You can rely on Axess Law Kenora for prompt, efficient legal services for less. We review offers to purchase for real estate buyers or sellers, and finalize mortgage refinancing deals when you borrow against your home’s equity. Axess Law Kenora prepares the legal documents you need to conclude real estate transactions, without the need to leave home or office.

Buying a Real Estate Property in Kenora

Buying real estate for quick profits, or as part of a long-term investment strategy? Axess Law Kenora checks your agreement of purchase and sale for essential clauses that preserve your right to cancel. Whether you plan to live in your home or rent to others, Axess Law Kenora closes the deal by searching title to your property, and liaising with your realtor and lender.

Selling a Real Estate Property in Kenora

Keep the deposit when a real estate deal falls through from no fault of your own. Axess Law Kenora’s virtual real estate lawyers include clauses in agreements of purchase and sale that protect your legal rights. We negotiate with buyers’ lawyers when your agreement needs amending to allow buyers additional time to get financing, or home inspection deficiencies cause delays in closing.

Refinancing a Real Estate Property Kenora

Get mortgage refinancing documents in order using Axess Law Kenora’s remote video conferencing services. Use your home’s equity to reduce credit card debt, or refresh kitchen appliances that are past their prime. Axess Law Kenora executes bank, credit union, or private lender mortgage instructions for new or refinanced home loans. 

Our virtual real estate lawyers are experienced, professional, and affordable.

About Kenora

K-Town is home to Husky the Muskie, a 40-foot statue of a fish, and the Kenora dinner jacket, a flannel shirt. The Lake of the Woods harbourfront community lures summer boaters and  cottagers with miles of sandy beaches, dive spots, and an international bass fishing tournament. Skiers, snowmobilers, and snowboarders crowd the surrounding slopes in winter. No day trip is complete without a photo with Kenora’s five-ton bear statue (that incidentally collects donations for children’s charities), or the Reddit Bottle House, built completely from bottles.

What Our Customers Say About Us

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Sign Legal Documents by Video

Axess Law video conferences with you anywhere in Ontario. Call to talk to real estate lawyers 7 days a week, day or evening, at your convenience. Our virtual lawyer services make it easier to get legal services. Timely legal advice and low flat rate legal services — make your appointment by dialing 647-479-4118, toll free to 1-877-552-9377, or use our easy online booking form. Debit, cash, VISA or Mastercard accepted.

Some FAQs

Maybe. Your buyers representation agreement (BRA) has an expiry date, usually three to six months. During that time, you are responsible for paying the brokerage if you sell a home or land you contracted a real estate agent to market for you. 

You can cancel by mutual consent with your agent (provided the contract stipulates that), or wait for the contract to expire. In lieu of cancelling, most brokerages will offer to assign a new agent to your account, and carry on marketing your home. 

We say maybe because while cancelling the contract or allowing it to expire doesn’t cost you anything, it doesn’t always end your legal obligations. Most BRAs have a holdover clause. That allows the brokerage to claim their commission if the property is sold by a new realtor to someone who viewed it while the previous brokerage represented you.

As long as a real estate agent puts in any effort on your behalf, you may be forced to pay their  commission, even without a signed BRA.

 

A recent Ontario Superior Court of Justice decision (Homelife Maple Realty et al v Singh et al, 2021 ONSC 4743) shows why. The lack of a signed BRA was deemed irrelevant because of the amount of work a real estate agent did to try to match two brothers and their spouses to the acreage they desired.

 

A BRA was drafted, but not yet signed when the first offer was made in spring 2014. That, and several other offers and counter offers, were rejected. By fall 2014, the brothers had decided to take a break.

 

But in spring 2015, the acreage came back on the market. This time, the brothers made an offer directly to the seller’s real estate agent. That offer was accepted, and the seller’s agent was paid a commission. 

 

When their initial real estate agent discovered the sale, he complained to the court that the brothers had been unjustly enriched. The court found the brothers had continued using his services despite not signing the draft BRA, and used the money they saved by not paying his commission to improve their offer to the seller. 

 

The agent’s expectation of being compensated was reasonable, the court ruled. The brothers were ordered to pay the agent, and negotiate a settlement for court costs.

The buyer could ask your lawyer for compensation if the delay is very inconvenient. For example, if they paid a mover to arrive at an agreed-upon time, and have to put their goods in storage. You might also be asked for hotel and meal expenses if the delay leaves the buyer without a place to stay. 

Technically, you have breached the sales contract if you don’t move out on time. Realistically, many sellers delay leaving until the day the sale concludes, which is when their lawyer receives final payment for their home. The agreement of purchase and sale usually specifies the time by which you must provide vacant possession to honour the agreement. That’s typically 6 p.m. on closing day. 

Your timeline could depend on how organized you are, and your own plans. If you are buying and selling the same day, you may encounter similar move-in delays. Regardless, be clear with the buyer if it’s unlikely you will be out of the home by or before the specified time.

 

Something to think about: any delay by a mortgage lender, or lawyers handling the transaction, can result in the sale not being completed the same day as stated in the agreement. Ontario land registry offices only accept registrations until 5 p.m. daily, and are closed on weekends and statutory holidays. If the sale concludes when the local land registry office is closed, it will be “in escrow”, meaning the property title and funds have yet to change hands.

 

While it’s unlikely you’ll be inspired to walk away at that stage, a real estate deal is not over until it’s done. You and your lawyer should refrain from handing over the keys until it is. 

You can decline any request you consider unreasonable, but it could be in your best interests to agree.

A pre-closing inspection allows the buyer to verify your home is in the condition they expect. If the buyer has any lingering doubts about your home, now is the time to tackle issues head on. 

Your buyer may want to confirm appliances are intact and operating, or your home hasn’t suffered any weather damage or been vandalized. They may want to ensure you haven’t removed fixtures like chandeliers included in the agreement of purchase and sale, or chattels like that tool shed they asked you to include.

If you committed to making repairs, the visit gives your buyer a last chance to inspect if the work is done to their satisfaction. They may even bring a professional home inspector along with their real estate agent. Yours should attend as well.

Other than for new condos purchased from builders or developers, generally not. New condo buyers can withdraw their offer within 10 calendar days of receiving the agreement of purchase and disclosure statement. Ask Axess Law to review your contract to see if it has a cooling-off clause.

You might negotiate a flat rate fee with your lawyer — Axess Law’s fees are all flat rates — but otherwise, no.

Closing costs are fixed fees that add as much as about 5% to the cost of a home. They include land transfer taxes, plus Toronto’s municipal land transfer tax, title and fire insurance, and registering title to your property. Legal fees and your share of property taxes and utilities are included.

For high-ratio mortgages with less than 20% down, mortgage default insurance is added to your costs. HST of 13%, minus any rebates you qualify for, is due for new or substantially renovated homes.

As the closing day draws near, your Axess Law lawyer will contact you to finalize the amount you need to bring to our office to conclude your home purchase.

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